请问HN：有没有办法绕过Stripe的“替代货币支付费用”？
我们的合作非营利基金会拥有一个Stripe账户，该账户链接了两个银行账户。该基金会位于欧洲，接受以欧元捐款（由于其位于欧洲，欧元是Stripe的默认货币），这些捐款会被转入欧元银行账户。然而，基金会也接受以美元捐款，并且同样链接了一个美元银行账户。
基本上，我不明白为什么Stripe对向基金会的美元银行账户支付美元会收取1%的替代货币支付费用？他们并不需要进行货币转换，似乎对于Stripe来说，将美元发送到链接的美元账户是非常简单的。
我知道Stripe是一家私营公司，可以随意决定费用，但我更希望不要因为这个规则而损失1%的捐款。我明白美元不是欧洲的货币，但为什么这就成为收取1%费用的理由呢？也许我遗漏了什么。有没有人对此有创意的解决方案？
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Our partner nonprofit foundation has a Stripe account that has two bank accounts linked to it. The Foundation is based in Europe. The Foundation receives donations in Euros (the default currency on Stripe automatically, since it's based in Europe) and is sent to the EUR bank account. However, the Foundation also receives donations in USD. It has a USD bank account also linked to the Stripe account.<p>Basically, I don't understand why Stripe levies a 1% alternative currency payout fee to pay out USD to the Foundation's USD bank account that is linked? They don't need to convert the currency or anything. Seems extremely straightforward for Stripe to be able to send USD to the linked USD account.<p>I know Stripe is a private company and can do whatever it wants regarding fees, but would prefer to not lose 1% of the donations because of this rule. I get that USD is not what the currency is in Europe, but why is that the basis for a 1% fee to be charged?? Maybe I'm missing something. Does anyone have a creative solution around this?