“签证账户更新器”的骗局
Visa账户更新器是一项服务，如果您更改了信用卡号码，或者关闭并开设了新的信用卡账户，Visa可以在未征得您同意的情况下将您的新信用卡信息提供给商家，用于订阅服务。
我遇到了一个问题，有一些订阅服务非常难以取消，所以我决定直接取消那张信用卡。我打电话给富国银行，告诉他们给我一个新的信用卡号码，他们照做了，我也就继续我的生活。
下个月，又出现了一堆相同的收费。我再次打电话给他们，他们告诉我关于Visa账户更新器的事。我对这居然是可能的感到非常震惊。我告诉他们我不想参与这个项目，他们告诉我这是Visa处理的，而不是他们的责任。我打电话给Visa，他们告诉我这不是他们处理的，而是富国银行负责。
我再次拨打富国银行的电话，他们告诉我不知道如何退出这个服务。那位女士询问了她的经理，经理也不知道。她花了一些时间查找他们的文档，但没有找到相关信息。她告诉我唯一的办法就是彻底关闭账户，并用新卡创建一个新账户。我感到非常恼火，但还是决定这么做。
下个月，猜怎么着？在我甚至还没有激活信用卡的新账户上，又出现了一堆相同的收费。我再次拨打富国银行的电话，他们继续谈论Visa账户更新器，但没有办法关闭它或解决这个问题。
我现在已经等了两个小时，他们试图找出该如何处理这个问题。我简直不敢相信这居然是合法的，这是我见过的最疯狂的商业行为。我明白在某些情况下这可能很方便，但显然这是一个旨在持续向信用卡收费的骗局。
希望这能帮助下一个人。
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Visa Account Updater is a service by which if you change your credit card number, or even close and open a new credit card account, Visa can give a merchant your new credit card details for subscription services without ever asking your permission<p>I ran into an issue where I had some subscriptions that were very difficult to cancel, so I decided to just cancel that credit card number. I called Wells Fargo, told them to give me a new credit card number, which they did and I moved on with my life.<p>Next month, a bunch of the same charges. I call them back, they tell me about Visa Account Updater. I am extremely taken back that this is even possible. I told them I didn't want to be a part of that program, they told me that Visa handles this and not them. I call Visa and they tell me they don't handle this and that Wells Fargo does.<p>I call back Wells Fargo, they tell me they have no idea how to opt out of it. The lady asks her manager, the manager also doesn't know. She spends some time searching their documentation, nothing in the docs. She tells me the sure fire way is to close the account entirely and create a new account with a new card. I'm deeply annoyed but go ahead and do this.<p>Next month, guess what? A bunch of the same charges again, on a fresh account I haven't even activated the credit card for. I call Wells Fargo back, they talk more about Visa Account Updater but have no way of turning it off or rectifying the situation.<p>I'm now on hold for the last two hours as they try to figure out what to do about this. I can't believe this is even legal, its the most insane business practice I've ever seen. I get that this may be handy in some situations but its clearly a scam designed to perpetuate charging subscriptions to credit cards.<p>Hope this helps the next person.