28岁，存款4千美元，感到迷茫 – 需要一些人生建议。
我工作了四年，年收入大约为45,000美元。扣除开支后，我每个月能存下大约500美元。看着我那可怜的储蓄账户，感觉自己毫无进展。
我一直在考虑辞职去做点什么，但老实说，我对风险感到非常恐惧。我也在考虑做一些副业，但不知道从哪里开始。
昨天在TinyIdea上看到一个故事，讲的是一个人从副业转变为全职创业者，这让我开始思考。但我天生对风险比较敏感。
我有几个问题想请教大家：
1. 有没有什么安全的方法可以在保留本职工作的同时增加收入？
2. 什么时候是创业的“正确时机”？
3. 有没有值得考虑的低风险商业想法？
我现在感到有些迷茫，任何建议都将不胜感激。
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Been working for 4 years, making about $45k. After expenses, I save maybe $500/month. Looking at my pathetic savings account, feels like I'm going nowhere fast.<p>Been thinking about quitting to start something, but honestly terrified of the risk. Also considering side hustles but no clue where to start.<p>Saw this story yesterday on TinyIdea about someone who went from side hustle to full-time entrepreneur, which got me thinking. But I'm pretty risk-averse by nature.<p>Questions for you all:<p>Any safe ways to increase income while keeping my day job?
When is the "right time" to take the entrepreneurial leap?
Any low-risk business ideas worth considering?<p>Feeling pretty lost right now. Any advice would be appreciated