问HN：印度的自由职业者薪酬是固定的。为什么合规性却不是？
我与许多在印度的自由职业者、承包商和创作者进行了交谈，他们的收入来自国外。<p>一个明显的趋势是：
→ 由于像Skydo和Infinity这样的工具，收款几乎变得毫无障碍。
→ 但一旦涉及合规（如GST、TDS、FEMA申报、会计师协调），一切就仿佛回到了过去。<p>人们告诉我，他们不得不在电子表格之间周旋，通过WhatsApp联系会计师，并在截止日期临近时感到恐慌。对比非常明显：资金流动已经现代化，但合规流程仍然是手动的、分散的，且令人压力重重。<p>这让我思考：
→ 为什么跨境支付如此迅速地现代化，而合规却被抛在了后面？
→ 是因为法规的复杂性、缺乏对开发者的激励，还是因为“税收”并不是一个令人兴奋的问题？<p>有没有哪里（印度或其他地方）做得比较好的例子？<p>为了透明起见：我共同创办了taxtap.in ↗，旨在为印度的自由职业者和承包商解决这个问题。这篇文章并不是为了推销——我更希望听到这个社区的声音。如果你在金融科技领域有过建设经验，或者在印度合规方面遇到过困难，或者对这个差距存在的原因有想法，我非常希望向你学习。
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I’ve been talking to a lot of freelancers, contractors, and creators in India who earn from abroad.<p>One pattern keeps showing up:
→ Getting paid has become almost frictionless thanks to tools like Skydo and Infinity.
→ But the moment compliance enters (GST, TDS, FEMA filings, CA coordination), everything feels stuck in the past.<p>People told me about juggling spreadsheets, pinging accountants on WhatsApp, and panicking near deadlines. The contrast is striking: the money rails have modernized, but the compliance rails are still manual, fragmented, and stressful.<p>It made me wonder:
→ Why did cross-border payments modernize so quickly, but compliance got left behind?
→ Is it the complexity of regulations, lack of incentives for builders, or just that “tax” isn’t an exciting problem to solve?<p>Are there examples anywhere (India or elsewhere) where this has been done well?<p>For transparency: I co-founded taxtap.in ↗ to try solving this for Indian freelancers and contractors. This post isn’t meant as a pitch — I’m more interested in hearing from this community. If you’ve built in fintech, struggled with Indian compliance, or just have thoughts on why this gap exists, I’d love to learn from you.