Ask HN: What frustrates you most about personal finance apps?
I’ve tried most popular personal finance apps over the last few years, and I always end up quitting.<p>For me, the main reasons are:<p>- Core functionality hidden behind paywalls<p>- UX that feels bloated or optimized for upsells<p>- $100+/year pricing for some<p>- Needing multiple separate tools (budgeting, tracking, investments) with manual syncing and often no decent mobile app<p>I’m starting an open personal finance tool as a side project because I want something I’d actually stick with long-term.<p>Before locking myself into the wrong design, I’d love to hear from others:<p>- Why did you stop using finance apps (if you used any)?<p>- What features are must-haves vs. nice-to-haves?<p>- What made a tool “click” for you — or never click at all?<p>Happy to hear if this feels redundant or already solved better elsewhere.
查看原文
I’ve tried most popular personal finance apps over the last few years, and I always end up quitting.<p>For me, the main reasons are:<p>- Core functionality hidden behind paywalls<p>- UX that feels bloated or optimized for upsells<p>- $100+/year pricing for some<p>- Needing multiple separate tools (budgeting, tracking, investments) with manual syncing and often no decent mobile app<p>I’m starting an open personal finance tool as a side project because I want something I’d actually stick with long-term.<p>Before locking myself into the wrong design, I’d love to hear from others:<p>- Why did you stop using finance apps (if you used any)?<p>- What features are must-haves vs. nice-to-haves?<p>- What made a tool “click” for you — or never click at all?<p>Happy to hear if this feels redundant or already solved better elsewhere.