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我创建了PutHouse.com，这是一个以安全为首要原则的自动化期权交易工具，旨在帮助那些希望从已持有股票中产生收入的投资者。该工具专注于系统化的备兑开仓和现金担保的卖出期权，以实施风险管理和可重复的规则，从而能够在不利市场中生存并随着时间的推移持续复利。交易者之所以会遭遇损失，往往是因为过度投资、追逐溢价、忽视止损或进行本应跳过的交易。而PutHouse则避免了这些错误。 **功能介绍** PutHouse通过Alpaca（一个YC公司，获得了3.2亿美元的融资）连接到经纪账户，并自动寻找备兑开仓和现金担保卖出期权的机会。在进入任何交易之前，它会检查以下内容： - Delta在0.05到0.15之间 - 到期时间（DTE）在7到14天之间 - VIX指数 - 最低VRP比率为1.10 - 未平仓合约 - 买卖差价 - 隐含波动率至少为30% - 盈利和事件风险 - 相对强弱指数（RSI） - 持仓规模 - 现有的浮亏头寸如果某个交易未通过筛选，它将不进行任何操作，这与买入并持有是一样的。 **策略** 该工具不采用轮盘策略，因为我不希望被强制平仓。我希望长期的股票增长能够复利，而截图中的1%的期权溢价则是股票增长之上的额外收入层。退出规则包括： - 在盈利达到50%时获利了结 - 如果Delta达到0.30则降低风险 **风险控制** PutHouse通过账户规模限制现金担保卖出期权的数量，限制每个标的的合约数量，并避免用备兑开仓覆盖过多的股票头寸。假设期权收入的损失是不可避免的。这就像保险公司支付索赔的经营成本。关键是要合理控制交易规模，以确保损失在可承受范围内。最棒的是，你仍然持有股票以实现复利和上涨。 **回测** 该策略已在2012年以来的市场数据上进行回测，以测试规则在不同波动率环境下的有效性，并显示出净利润。回测包括费用、差价和退出假设。 **为什么自动化很重要** 备兑开仓和现金担保卖出期权是任何人都可以手动执行的简单策略。但自动化通过消除猜测、报复性交易和焦虑，持续管理风险。此外，你每天可以节省大量时间。 **与众不同之处** 大多数经纪公司优化用户参与度，提供更多信息。而PutHouse则优化了盈利结果。 **备注** 该产品已经上线，用户的平均账户规模约为5万美元。我个人用它交易我的65万美元投资组合。期权收入是长期股票持有的额外层，用于再投资利润和复利股票增值。默认模式是保守的，以确保安全优先，因为交易者往往低估了小错误在错误方向上快速累积的程度。但我会为希望以更高风险交易或配置自己参数的用户添加一个切换选项。欢迎提问，特别是针对你们可能有疑虑的任何内容。

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I built PutHouse.com, a safety-first, automated options trading tool for investors who want to generate income from stocks they already own.It focuses on systematic covered calls and cash-secured puts to apply risk management and repeatable rules so it can survive bad markets and keep compounding over time. Traders blow up because they oversize, chase premium, override exits, or take trades they should have skipped. PutHouse avoids those mistakes.What it does PutHouse connects to a brokerage account through Alpaca (a YC company, $320m total funding) and automatically looks for covered call and cash-secured put opportunities.Before entering any trade, it checks things like: - 0.05 to 0.15 delta - 7 to 14 DTE - VIX index - Minimum VRP ratio of 1.10 - Open interest - Bid/ask spread - IV at least 30% - Earnings and event risk - RSI - Position size - Existing underwater positionsIf a trade does not pass the filters, it simply does nothing which is the same as buy and hold.Strategy This doesn’t do the wheel because I don’t want to get assigned. I want long-term stock growth to compound and the 1% options premium in the screenshot is an added income layer on top of the stock growth.Exit rules include: - Take profits at 50% - Cut risk if delta reaches 0.30Risk controls PutHouse caps cash-secured puts by account size, limits the number of contracts per symbol, and avoids covering too much of a stock position with calls.It's assumed that losses (on options income) are inevitable. It’s the cost of doing business like an insurance business paying out claims. The point is to size trades so losses are survivable. The great part is you still hold the stock for compounding and upside.Backtesting The strategy has been backtested on market data going back to 2012 to stress test the rules across different volatility regimes and it showed a net profit. The backtest includes fees, spreads, and exit assumptions.Why automation matters Covered calls and cash-secured puts are simple strategies that anyone can do manually. But automation consistently manages risk by removing second guessing, revenge trading, and anxiety. Plus, you save A LOT of time each day.What makes it different Most brokerages optimize for engagement and give traders more information. PutHouse is optimized for profitable outcomes.Notes The product is live with users averaging around $50k in account size. I personally trade my $650k portfolio with it.The options income is a layer on top of long-term stock ownership for reinvesting profits and compounding stock appreciation.The default mode is conservative to stay safe-first because traders underestimate how fast small mistakes compound in the wrong direction. But I’ll add a toggle for users who want to trade with more risk or configure their own parameters.Happy to answer questions, especially around anything you guys are skeptical about.

构建了一个以安全为首的备兑开仓期权自动化工具。